From payment solutions to mandated insurance — we have you covered.

We know you’re tired of paying high credit card processing fees. We’ve found a fully compliant, customer-friendly surcharging program that allows you to pay $0 for accepting credit cards.

With options for accepting payments in person, in office and online, there’s a solution for your business. Required signage is provided, and there are no monthly fees or contract.

In person, in office, online payments

Pricing examples:

Sell $100 on a credit card → receive $100 in your account

  • You pay 0%
  • Your customer’s fee is 3.50%

Sell $100 on a debit card → receive $98.75 in your account.

  • You pay 1% plus $0.25*
  • Your customer’s fee is 0%

Accepting credit cards at no cost has never been easier.

*Commercial debit cards are assessed at a rate of 3.38%

Find the perfect POS for your business. 

Point-of-sale softwareHaving the right point-of-sale software and hardware is crucial. We have software to meet the needs of optician offices.

Our software can help with:

  • Inventory management
  • Customer and employee management
  • Detailed, real-time sales analytics
  • Integrated payments for a seamless checkout

We provide detailed product demonstrations, installation and training.


If you’re looking for a mobile option, there’s an app for that!

Our mobile app allows you to:

  • Accept payments
  • Email and text receipts
  • Do basic inventory tracking

Plus, use the virtual terminal to manually enter card information, view transactions by users and generate invoices.

All of the features you need, at a price point you can afford.

Want to keep it simple with stand-alone terminals? We sell Ethernet, Wi-Fi and wireless terminals.

Our terminals accept contactless cards and digital wallets. Terminal brands include Pax, Castle, Verifone and Dejavoo.

Retail Council merchants also receive discounts on receipt paper.


E-commerce? Easy.

We know how important it is to sell your products online. If you’re looking for that extra layer of support to get up and running, look no further. One of our Shopify experts can build your e-commerce store.

Shopify logo

Shopify’s features include:

  • Product management
  • Marketing & SEO
  • Shipping management
  • Analytics tracking

Also available: Integrations with, Woo Commerce, Payflow Pro and ePay Now.

Our signature workers’ compensation program accepts members into our top-rated Safety Group 493, underwritten by the New York State Insurance Fund (NYSIF). Qualified safety group participants enjoy advance discounts and share earned dividends – without the risk of liability associated with group trusts.

You can expect: 

An up-front discount of up to 25% for qualified safety group members
• Year-end dividends* averaging 36.5%, returning millions of dollars to our members
• Dedicated in-house support from our safety group manager
• Fast and personalized service
• An option to keep your broker
• A workers’ compensation policy compatible with PAYGO

*Year-end dividends are not guaranteed.

The Retail Council can help NYSSO members reduce the cost of New York State statutory disability insurance (DBL). Our wholly owned subsidiary, Retail Council Services Corp., works with top-rated vendors to bring our members the plan best suited for their business. Partners include ShelterPoint and Standard Security Life, offering some of the lowest DBL rates in New York.

Put the Retail Council and NYSSO to work for you!

Contact the Retail Council — NYSSO’s member benefit partner

(518) 465-3586 or


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