Member Benefits

When you join the Retail Council of New York State, you tap into more than 90 years of experience supporting the retail industry — and a host of member benefits designed to help strengthen your business.

What to Expect

• Savings of up to 50% on workers’ compensation and other insurances
• Point-of-sale and e-commerce software tailored to automate your daily operations
• In-house merchant services support
• Advocacy at every level of state and local government
• One-on-one customer service
• Access to money-saving programs:

– A full suite of insurance products, including workers’ compensation and disability
– Merchant services
– Government relations
– 401(k) program
– Discount shipping rates with FedEx and freight 
– Energy savings
– Payroll processing


Membership Facts


$2.7 Billion

In Sales Processed

The Retail Council has been administering a merchant services program for more than 35 years, with an annual transaction volume of more than $300 million.

Fast, Personalized Service

Members of the Retail Council and Safety Group 493 can expect to speak with a live person every time they call during normal business hours. Our three licensed insurance professionals provide accurate answers and exceptional customer service every time you communicate with us.



Year-end Dividends

After Safety Group 493’s annual audits have been completed, we compare the premiums collected versus reserves and claims paid to determine if a dividend can be declared. While dividends cannot be guaranteed, the Retail Council has declared a dividend every year since 1979.

As a small merchant, I do not have the in-house support services or ‘buying power’ of a large store. Retail Council of New York State membership provides one-stop shopping for workers’ compensation, disability, credit card processing and government relations. This is far more efficient than dealing with myriad vendors for each function of my store operations, and their experts can answer all of your questions. The products and services are excellent, and the prices are competitive and sharp.

Sharon L. Fenno, Owner, Circles
Chair, Board of Directors, Retail Council of New York State

Frequently Asked Questions

How do I join the Retail Council?

Visit our membership page, where you can fill out an application electronically or print a PDF and mail it to us.

For questions about joining the Retail Council, send us an email or call (518) 465-3586.

How much will I pay in annual dues?

Your dues are based on your sales volume. To view an investment schedule, click here.

How can membership save my business money?

Because we have buying power with the best partners in the business, we can help you reduce the costs of merchant services, workers’ compensation and disability insurance, payroll and many more services. Our staff is dedicated to finding you the best solutions for the best price.

Do you have a member referral program?

Yes! A current member who refers a new member receives $50. The referred merchant receives 50% off dues for the first year, with a maximum savings of $200.


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