Disability Insurance through The Hartford

Enroll in the Retail Council’s New York Statutory Disability Insurance Plan.

By becoming a member of the Retail Council of New York State, you have the opportunity to purchase coverage for your employees at affordable group rates through the group Statutory Disability Insurance (DBL) plan administered by the Retail Council Services Corp. The Council, through its wholly owned subsidiary, Retail Council Services Corp.¹, works with The Hartford ², one of the nation’s leading insurance carriers, to offer members a valuable benefits plan.

Call the Council at (800) 442-3589 for rates.

Helping provide employees with income protection is one thing. Helping them overcome limitations to reclaim their lives is another. The Hartford’s disability insurance products can do both. What does that mean to employers? It means, shorter leave durations, safer and faster returns to productivity, and in many cases, better outcomes for employees.

  • The Hartford will withhold and deposit employees’ portions of FICA and federal income taxes, if applicable, and prepare an Annual Summary of Disability Payments. They will also prepare and file employees’ W-2 forms.
  • Employers can manage their DBL programs online. Use The Hartford’s secure website to get comprehensive reports on disability activity, claim status, transaction detail and much more.
  • Integrate DBL with a Group Long-Term Disability Plan. Purchase additional protection from one carrier for service efficiency.

This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.

This information is written in connection with the promotion or marketing of the matter(s) addressed in this material. [The information cannot be used or relied upon for the purpose of avoiding IRS penalties.] These materials are not intended to provide [tax, accounting or] legal advice. As with all matters of a [tax or] legal nature, you should consult your own [tax or] legal counsel for advice.

¹ Retail Council Services Corp. is a licensed insurance agent/broker by the New York State Insurance Department.

² The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company. Home office is One Hartford Plaza, Hartford, CT 06155. All benefits are subject to the terms and conditions of the policy. Policies underwritten by the issuing company listed above detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in force or discontinued.

6091 NS 12/15 © 2015 The Hartford Financial Services Group, Inc. All rights reserved.

Policy Number: GBD-1200 (10-08) (622950)